Property damage coverage is an essential part of any auto or motorcycle insurance policy. This coverage protects your vehicle and any personal effects therein from damages due to acollision or some other peril such as fire, vandalism, or theft.

Collision auto insurance refers to insurance which reimburses you for property damage that is caused by any type of collision between your vehicle and another vehicle, object, or god-forbid pedestrian or cyclist. This does not provide any coverage against acts of god such as falling objects, fire, or civil disturbance. for these types of non-collision property damage, you must purchase comprehensive auto insurance. 

The duo of collision and comprehensive insurance was formerly referred to as full coverage insurance but hasn't been as of late due to the fact that in reality there is no type ofauto insurance which protects your car from all damages at all times. For more information on collision and comprehensive insurance options for both cars and motorcycles click on the read more button below. you may also click on the get quotes button above to get started.